Pick one of the topics listed below, start a new thread, and discuss it in a post of at least 250 words.

  1. Research a credit card and discuss the terms. Would this be a good option for you? Why or why not?

  2. Give an example of a loan which worked out well and a loan which didn’t. The loans could be based on your personal experience or the experience of someone you know. Why did one loan work out and the other one not work out? What was it about the down payment, interest, period or other terms that made a difference in the outcome?

  3. It’s time for that new car. What are you going to get? How are you going to finance it? How much will the total payments cost? How will your expenses change over the next year (including payments, taxes, insurance, gas, maintenance, etc.)?

  4. You’re thinking about buying a house. Where might you get a mortgage? What kind of terms can you get? Can you afford the down payment? What kind of fees will you have to pay?


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